img Purchase Financing

Helping Your Business
Thrive with Smarter
Financial Solutions

The Right Funding. The Right Time. Tailored for Your Business Growth.

Purchase Financing is a specialised funding solution that enables businesses to obtain immediate capital for purchasing inventory, raw materials, equipment, or other essential goods — covering procurement costs upfront while allowing repayment over a flexible period.

ZERO COLLATERAL
Financing Amount

₹50L ₹5Cr

COLLATERAL FREE
48h DISBURSEMENT
650+ CIBIL SCORE
2 Yrs MIN. VINTAGE
Application Progress 75%
Application Submitted
Documents Verified
Credit Assessment
Disbursal Pending

What is Purchase Financing?

Purchase Financing is a customised financial solution that provides businesses with the funds needed to purchase inventory, raw materials, equipment, or supplies essential to their operations.

By financing procurement costs upfront, businesses can preserve working capital, maintain smooth cash flow, and capitalise on growth opportunities while benefiting from flexible repayment options tailored to their needs.

Improved Cash Flow: Preserve working capital while meeting business purchase requirements.

Quick Access to Funds: Secure timely financing for urgent procurement needs.

Flexible Repayment Terms: Repayment schedules tailored to your business cash flow.

Business Growth Support: Take advantage of bulk purchase discounts and growth opportunities without financial strain.

Enhanced Operational Efficiency: Ensure uninterrupted supply of inventory and materials.

FEATURES & BENEFITS

Key Features and Benefits

Everything your business needs to manage procurement
with confidence.

Flexible Repayments

Choose from multiple repayment tenure options designed to align with your business cash flow, making loan repayment simple, convenient, and stress-free.

Enhanced Purchasing Power

Expand your buying capacity with timely financing, enabling larger or bulk purchases while unlocking better supplier pricing, volume discounts, and stronger negotiating power.

Collateral-Free Line of Credit

Access flexible unsecured working capital without pledging land, property, bank guarantees, or any other collateral — enabling faster approvals and hassle-free financing for your business.

📈

Growth & Profitability

Empower your business with flexible financing to capitalise on new opportunities, expand operations, and enhance profitability — all while preserving your working capital and maintaining financial stability.

Improved Working Capital Cycles

Strengthen your working capital cycle with flexible financing that helps bridge cash flow gaps, improve liquidity, and ensure uninterrupted business operations.

PROCESS

How It Works

From application to funded account in as little as 48 hours.

1

Apply Online

Fill out our simple 5-minute digital application form with your business details and financing requirements.

2

Submit Documents

Upload the required KYC and financial documents through our secure portal — no physical paperwork needed.

3

Credit Assessment

Our team evaluates your application holistically — looking beyond just credit scores to assess overall business health.

4

Get Funded

Receive funds directly in your account within 48 hours of final approval. Start purchasing immediately.

REQUIREMENTS

Eligibility & Required Documents

Simple requirements to get you funded quickly.

Eligibility

Basic criteria to qualify

A Minimum of 2 Years of Business Operation

650+ Credit Score

No EMI Defaults

Identity & Business Docs

KYC and entity verification

  • Promoter's Aadhaar Card
  • Promoter's PAN Card
  • Business PAN Card
  • Business address proof
  • GST certificate

Financial Documents

Statements and tax records

  • Bank statement – Last 6 months
  • Audited financial statements – Latest 3 years
  • ITR with computation of taxes – 3 Yrs
  • GST return (3B, GST R1) – last 4 qtrs
Start Your Application

Quick 5-minute online application · No obligation

Get Funding For Your Business

Start your application today — approval in as little as 24 hours.